FitzGerald Financial Group - Division of TowneBank Mortgage · 1 day ago
FitzGerald Financial Group_Mortgage Loan Officer
White Plains, MD
Full-time
Onsite
Entry Level
1+ years expFitzGerald Financial Group is a division of TowneBank Mortgage that focuses on providing home loan services. The Mortgage Loan Officer will be responsible for assisting customers with loan applications, maintaining referral business, and managing loan pipelines while ensuring compliance with regulations.
FinanceFinancial ServicesLendingMortgage
Responsibilities
Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval
Completing application and gathering supporting documentation
Reviewing and completing regulatory disclosures with customer
Maintaining existing and generating new sources of referral business
Quoting interest rates and securing pricing through the Secondary Marketing Department on behalf of the Customer
Collecting required application fees
Inputting application data into Loan Origination Software (LOS)
Utilizing automated underwriting systems (AUS) to obtain credit recommendations
Communicating with customers, both internal and external, regarding the status of the loan and relaying information to all interested parties
Communicating with all parties in a professional and courteous manner
Managing his/her pipeline of loans to verify accuracy of the current loan status
Acknowledging and abiding by TowneBank Mortgage Policies and Procedures
Mentoring other Loan Officers
Relaying to Senior Management any industry changes or trends that may be of interest to them
Participating in Towne Bank, TowneBank Mortgage, and area association events
If in one of our joint ventures, you’ll actively participate in all aspects of the Real Estate Office sales meetings and office functions
Preparing Mortgage Minutes for presentation at each sales meeting
Providing on-going training for the real estate agents (lunch and learns)
Working closely with the Broker/Sales Manager
Attending Loan Officer Meetings
Representing the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities
Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA)
Qualification
Required
Has a valid NMLS number
Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans
Has a proven sales record based on closed loan production
Currently possess sources of referral business for purchase transactions
Has a High School Diploma or equivalent
Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines
Preferred
Working knowledge of Microsoft Office products
Working knowledge of Encompass software
Company
FitzGerald Financial Group - Division of TowneBank Mortgage
NOTICE TO CONSUMERS REGARDING MARYLAND LENDER LICENSEES: Fitzgerald Financial Group, a division of TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender and assigned a unique NMLS identifier number: 512138.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Dan FitzGerald
Founder
Company data provided by crunchbase