SMBC Group · 1 day ago
Credit Officer - Financial Institutions (Vice President)
SMBC Group is a top-tier global financial group offering a diverse range of financial services. The Vice President in the Credit Department will analyze credit risk elements in transactions with financial institutions and prepare executive summaries for management's review.
AdviceBankingFinancial Services
Responsibilities
Analyze various elements of credit risk primarily in transactions with financial institutions (Banks, Broker/Dealers, Insurance, 1940 Act Funds, BDCs, Private Funds, Asset Managers, Structured transactions, etc.) in the Americas
Scope of analysis and review includes, but not limited to, counterparty credit risk, deal structure, facility terms and conditions, transaction background, profitability, and relationship strategy
Prepare and present written executive summaries/comments of credit applications submitted from the front office to the management of the Credit Department
Coordinate the credit approval process by liaising between the front office and the management of the Credit Department
Conduct the monitoring of credit quality of the counterparties and transaction portfolio
Provide feedback and guidance to front office to ensure consistent and complete credit applications and compliance with internal policies and procedures
Ensure US Regulatory requirements are met with each credit application
Other credit related works/projects as assigned
Qualification
Required
5-7 years of relevant work experience in the financial services industry within the credit function as a credit analyst, including at least 3-5 year of experience in covering the FI sector
Solid foundation in finance and accounting, as well as knowledge in the FI sector and various financial products, are required
Ability to adapt to SMBC's credit philosophy and risk appetite
Excellent written and verbal communication skills
Ability to read/analyze the contents of credit application and prepare written summary in a short span of time
Flexibility to work under tight deadlines and in a multitasking environment
Ability and willingness to work as a team player
Benefits
Annual discretionary incentive award
Competitive portfolio of benefits
Company
SMBC Group
SMBC Group is a top-tier global financial group.
H1B Sponsorship
SMBC Group has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
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2025 (160)
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2020 (26)
Funding
Current Stage
Late StageLeadership Team
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