Texans Credit Union · 2 weeks ago
Mortgage Processor II
Richardson, TX
Full-time
Onsite
Mid Level
3+ years expTexans Credit Union is seeking a Mortgage Processor II to provide superior quality customer service to members obtaining various mortgage products. The role involves processing loans accurately and in a timely manner while ensuring compliance with regulations and maintaining communication with members and branch personnel.
AccountingBankingFinancial Services
Responsibilities
Comprehensive review and analysis of 1st Mortgage, Home Equity Loans, Home Equity Lines of Credit, Lot Loans, Construction Loans, and Home Improvement loans (purchase and refinance)
Provide timely and accurate review of conditions of loan approval
Calculation of basic income
1st line of appraisal and title review
Establish timely and proactive communication routines to follow up on conditions of loan approval and loan status updates with our members and/or branch personnel
Order and follow-up on vendor related documents (appraisal, title, flood certifications)
Prepare and distribute preliminary initial disclosures
Prepare and distribute loan closing documents
Schedule loan closing appointments and coordinate with branch personnel
Proactively manage loan pipeline
Complete loan funding process
1st level escalation support
Performs additional duties as assigned
Provide utility and support in the following areas
Home Equity Line of Credit (HELOC) Conversions
Home Improvement Loan Draw Conversions
Review and Monitor HELOC expiration C-View reporting. Prepare HELOC expiration letters (3 month and 9 month period)
Qualification
Required
Good working knowledge and proficient understanding of Texas 1st Mortgage and Home Equity Lending and Requirements
Proficient in Mortgage/Home Equity loan processing with a good understanding of Mortgage/Home Equity products
Excellent written and verbal communication skills
Strong interpersonal skills to interact with members, vendors and other internal departments
Detail oriented
Ability to work independently and also thrive in a team and a fast-paced, ever-changing high production loan environment
Good computer skills and a working knowledge of Microsoft Office products including Excel
Excellent time management and organizational skills
Fundamental understanding of FISERV Velocity and OSI/DNA systems
Good working knowledge of CFPB-Dodd/Frank Ability to Repayment requirements and TRID regulatory parameters
Equivalent to a high school education
Minimum 3 years of similar or related experience in Mortgage/Home Equity loan processing
Company
Texans Credit Union
Texans Credit Union is a financial, banking, and accounting company.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Tanya Patterson
VP Strategic Solutions
Recent News
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