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Primary Residential Mortgage · 2 weeks ago

Loan Officer Part Time

Newark, DE

Part-time

Onsite

New Grad, Entry Level

Primary Residential Mortgage is seeking a Loan Officer to proactively solicit new residential mortgage clients and develop a strong business network of referrals. The Loan Officer will analyze borrowers' financial and credit data, provide advice on financial products, and maintain excellent relationships with clients to facilitate timely closings.

Financial ServicesReal EstateResidential

Responsibilities

Proactively solicit new residential mortgage clients while developing and cultivating a strong business network of referrals

Analyze a borrower’s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts

Develop new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc

Develop solid PRMI product knowledge and offer clients the best mortgage products to match client needs

Review application information, requesting specific supporting documentation as needed/required based on loan investor guidelines

Analyze and exercise independent judgment and discretion in advancing PRMI’s business objectives and the interests of PRMI’s customers regarding significant financial decisions

Collect and analyze information regarding the customer’s income, assets, investments, or debts

Analyze applicant data, credit and collateral property value

Determine which financial products best meet the customer’s needs and financial circumstances

Provide advice to the customer regarding the advantages and disadvantages of available financial products

Market, service, or promote the employer’s financial products

Complete necessary CE in a timely manner and remain current on local developments and trends within the real estate and mortgage industries

Provide origination services in the state of licensure

Create and maintain excellent business relationships with referral client base, creating new mortgage lending opportunities

Correspond, communicate, and coordinate with clients, in-house support staff, and external service providers to facilitate timely closings

Qualification

Mortgage industry experienceFinancial analysisCustomer service skillsMS Office proficiencyNetworking skillsWritten communicationVerbal communicationAttention to detail

Required

Sales experience in the mortgage industry is preferred

Familiarity with mortgage processes, procedures, rules, regulations, and compliance

Exceptional customer service skills with a strong attention to detail

Excellent written and verbal communication skills

Strong computer skills to include a working knowledge of MS Office

Ability to comprehend and analyze financial information

Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management

Ability to pass a required background check